specialist provider

HOLIDAY PARK ADOPTS FLOOD ADAPTIVE TECHNOLOGY

Posted on May 13, 2025

Weir Caravan Park in Stamford Bridge has become the first site in Yorkshire to install Flood Adaptive Platforms, pioneering flood-resilient holiday accommodation. Developed by Yorkshire-based Flood Technology Group, the innovation allows caravans to automatically elevate in response to rising water levels, offering vital protection against flooding.

This ground breaking initiative not only safeguards the site’s accommodation but also enables the park to secure full flood insurance coverage through specialist provider Compass. The move is part of site owner Kevin Hind’s strategy to future-proof the business in light of increasing flood risks.

The installation follows the recent implementation of a Flood Early Warning System at the park, providing real-time updates to facilitate timely evacuations. Up to ten pitches will eventually feature the flood-responsive platforms.

Simon Gilliland, CEO of Flood Technology Group, emphasized the growing need for such innovations: “With climate change accelerating flood risks, adaptive solutions like ours are essential for holiday parks. Our technology has already proven successful in modular homes and lodges, and we’re seeing rising demand across the UK.”

Kevin Hind added, “This cutting-edge technology provides peace of mind for us and our visitors. The installation was seamless, and we’re confident it’s the best way to protect both people and property.”

Compass Insurance
0344 274 0276
www.compassparks.co.uk

OWNERS SHOULD BRACE THEMSELVES

Posted on February 12, 2025

Owners encouraged to take suitable steps to protect their investments...

Following a record number of storms during the last 12 months, static caravan and holiday lodge owners should prepare for an increased risk of storm damage, according to Compass, a specialist provider of caravan and leisure insurance. Strong winds, falling debris and flooding can cause severe structural damage, leaving owners facing costly repairs or replacements.

Recent weather events, such as Storm Ashley and Storm Bert, underscore the importance of taking preventative measures and securing comprehensive insurance coverage, particularly in coastal and rural areas popular with caravan owners.

Kevin Minnear, Head of Underwriting at Compass, said: “Static caravans are vulnerable to extreme weather, due to their fixed nature and exposed locations. We’ve already seen significant amounts of storm damage in 2024, with insurance claims currently exceeding £430,000. *Now that we are entering storm season, caravan owners should take appropriate preventative measures.”

The UK weather is hard to predict and, with flood and storm damage accounting for around 62% of all the claims Compass has received this year**, the company is keen to stress the importance of preparing for all eventualities. To prepare for the unpredictable UK weather, Compass is encouraging static caravan owners to review their insurance policies.

In addition, the company recommends taking steps such as securing the exterior and reinforcing anchoring systems to keep caravans firmly in place during high winds. Loose items, such as garden furniture or decorations, should be removed to prevent them from becoming projectiles in stormy conditions.

Roofs, windows, sidings and seals should be checked for vulnerabilities, with barriers also fitted in areas prone to flooding. Minnear continued: “Unlike bricks and mortar holiday homes, static caravans are particularly susceptible to damage from storms, so being suitably prepared can make all the difference.

As a result, caravan owners should make sure they have adequate insurance in place, as this can significantly reduce stress and financial burden. On top of offering vital protection against storm damage, other benefits can include emergency assistance for repairs, as well as support for alternative accommodation during repair periods.

Minnear continued: “Time is critical when dealing with storm damage. Fortunately, our policies are designed to provide swift support, helping our customers get back to enjoying their static caravans again as soon as possible.”

Compass Insurance
0344 274 0276
www.compass.co.uk

*Data collected from Compass static caravan/park home claims in the past 12 months

** Figure calculated from Compass static caravan/park home claims from 1 January 2024 to 22 November 2024

On top of offering vital protection against storm damage, other benefits can include emergency assistance for repairs.

BRACE FOR INCREASED STORM DAMAGE

Posted on October 26, 2023

BRACE FOR INCREASED STORM DAMAGE

CLAIMS FOR STORM damage is increasing due to climate change impacts on UK weather.

Static caravan and lodge owners should prepare for the likelihood of increased storm damage due to climate change, according to Compass, a specialist provider of caravan and leisure insurance.

The company saw a 16% increase in total claims caused by storm damage between 2021 and 2022. The insurer is warning owners to ensure their caravan is storm-ready and also to check they have comprehensive insurance.

During 2022, 32% of Compass’ static caravan claims were due to storm damage. In one such instance, an entire static caravan was destroyed during a storm, resulting in a £148,590 claim.

CLIMATE CHANGE
Due to the effects of climate change, claims for storm and flood damage have the potential to increase in the coming years, making it even more important that static caravan owners purchase insurance to protect their home-away-from-home as extreme weather events become more frequent.

According to the Met Office 2, July 2023 was one of the wettest on record, with many parks across the country also being impacted by unseasonably windy weather, with gusts of up to 55mph recorded in Devon, Gwynedd, and Northumberland.

Analysis of claims data highlights how unpredictable UK weather can be. As a result of Storms Dudley, Eunice, and Franklin 3, February 2022 saw a significant increase in the number of claims for storm damage, up more than 2,000% on the previous year.

BEYOND REPAIR
In the UK, it is not a legal requirement to insure a static caravan. However, it is a condition of many caravan parks that caravan owners have adequate insurance to cover damage to their property when it is on-site. This insurance will also ensure a safe and efficient removal of the unit, should it be destroyed beyond repair.

Even if not completely destroyed, storm and flood damage can make a static caravan completely uninhabitable. “Unlike bricks and mortar holiday homes, static caravans are particularly susceptible to damage from storms or floods,” points out Karen Stacey, Managing Director of Compass.

“Unpredictable weather events, especially flash floods caused by heavy rain on parched ground during the summer, can cause a significant amount of damage to static caravans. “We know caravan parks do everything they can to protect the units on their site all year round but freak storms and the damage they cause are somewhat out of their control.

“Caravan owners should make sure that they have adequate insurance for their unit and take the time to do regular maintenance to ensure any damage is kept to a minimum.” For more information on specialist caravan and leisure insurance, visit compass.co.uk