BEWARE THE SLIPS AND TRIPS

BEWARE THE SLIPS AND TRIPS

All you need to know about holiday park insurance…

 

WINTER IS TRADITIONALLY the time to check if your park and all its assets are properly protected against any eventuality.

 

As a holiday and caravan park owner or manager, the quieter winter season is often used as an opportunity to run annual maintenance checks and undertake refurbishment to interiors and exteriors where needed.
This is also a time when it is important to make sure that your park and all its assets are properly protected against any eventuality.
“Holiday park insurance can help you to identify what your park insurance needs are, and to make certain that these are provided for with a cost-effective policy,” says Dave Moffat, Director of Pib Group Insurance, the company behind the popular Park Protect scheme.
Whilst holiday parks present similar risk to many businesses there are significant differences. Holiday parks rely on the infrastructure on the park in the form of underground pipes and hook ups, access barriers, on site lighting etc and it is important that your insurance policy can cater for this.
“Many holiday parks will also have holiday home hire feet and holiday home stock,” advises Dave. “As such it is important that a parks insurance policy is able to cater for such units and also the debris removal and re-siting costs associated with replacing holiday homes. ”These are just two of many areas to consider when insuring holiday parks and it is important that your needs are professionally assessed.

 

 

REVENUE LOSS
In addition to recouping the actual financial cost of rebuilding or buying new holiday homes and buildings, it makes financial sense to obtain insurance which will provide you with a cover for the loss of revenue or profit incurred following a material loss.
It is important that you seek professional advice in this area to make sure the sum insured and indemnity period are sufficient for your business needs and the period your business could be affected following a serious loss, such as a fire or flood.
Pib offers common sense advice: “Having members of the public stay in your caravans and spend time in your park on a daily basis also exposes you to other financial risks.
“We live in an increasingly compensation-based culture, in which some people are willing to sue for the smallest things. Though some compensation claims may be for fatuous reasons, there are also very real risks within any holiday park that could result in injury or loss.”
One indemnity limit area holiday parks do need to consider is the limit of indemnity under this cover as the levels of very serious losses has increased exponentially in recent years and claims well in excess of £5m are no longer unusual. Crucially the limit of indemnity is set at the time of the incident but the ultimate settlement amount can fluctuate depending on the calculators used for such claims at the time of settlement. It is not possible to buy additional cover after the event and if your limit of indemnity is exhausted you would be responsible for the shortfall.
All businesses with employees are required to have Employers Liability Insurance arrangements, which usually has a £10,000,000 limit of indemnity. As with Public Liability, all Holiday Parks should consider higher limits of indemnity as it is no longer inconceivable that a very serious injury to an employee could exhaust this cover. The cost of arranging such Excess Liability cover is relatively small and should be discussed with a specialist Insurance provider.

 

Each holiday park will have different insurance needs, depending on size and a variety of other factors. A large-scale park with hundreds of caravans will have different policy requirements to that of a smaller family run park.
Insuring more than 200 caravan and holiday parks across the UK, Park Protect provides tailor-made insurance for the specific needs of your business.
Meanwhile, with all the signs pointing towards another bumper year for the industry what do Holiday Parks need to think about in relation to Insurance.
Compass Insurance have consistently raised awareness about the importance of being insured for the right amount, whether that’s parks themselves or their owners and their individual caravans and lodges. As the costs of rebuilding and replacing park buildings and in particular, caravans and lodges increases, this places more emphasis on sums insured being accurate.
For Parks this means making sure that any buildings and infrastructure insured on their policy is accurate and in some cases a valuation or survey is a good idea especially if you haven’t reviewed this for a few years.
Analysis at the end of 2021 showed that the cost of rebuilding and repairing damaged buildings had increased 7.9% in the last 12 months and forecasts show this continuing to increase as shortages of materials and labour continue into 2022. With that in mind we’re introducing a valuation service for parks insured with Compass so they can have the peace of mind that comes with a professional valuation for their sums insured.
For the owners of individual caravans on your park this can have greater significance as the current issues with supply of new and second-hand units means that what a customer insured for in good faith just six months ago may already be less than the cost of replacing that unit in today’s market.

 

 

IN GOOD FAITH
Compass always look at what the customer insured for at the point the policy was taken out or renewed and base our assessment of any claim on that value. In 2022 our policies will also be updated to contain a provision for this growing trend so that customers don’t find themselves underinsured for no fault of their own.
Compass are renowned for our market leading Holiday Caravan and Lodge product but in 2021 they invested time and resource in developing and launching more products that parks and their customers can benefit from.
Its Residential Park Home product underwent a major overhaul including the introduction of two tiers of cover (Essentials and Extra) which enable the customer to tailor it to meet their needs, as well as the addition of Home Emergency and Legal Expenses as optional covers.

 

 

TRAVEL INSURANCE
They have also developed and launched products for owners of Touring Caravans and Motorhomes both of which give market leading levels of cover at very competitive premiums.
Finally, and new for 2022, Compass is excited to be announcing the launch of its travel insurance product for customers who book breaks on Holiday Parks in the UK.
This product has been developed specifically to meet the growing demand for UK holidays and gives the customer a wide range of cover including cancellation, curtailment and emergency assistance and also includes cover for Covid19 related illness or restrictions.

Caravan Guard (Leisuredays)
Tel. 01422 396 693
Email. park-operator@leisuredays.co.uk
www.leisuredays.co.uk

Compass Insurance
Tel. 0344 274 3908
Email. enquiries@compass.co.uk
www.compassparks.co.uk

Pib Group (Park Protect)
Tel. 01422 358 525
Email. hello@pib-insurance.com
www.pib-insurance.com

PEAKS OF PAMPERING

PEAKS OF PAMPERING

New and returning customers will be welcomed to Celtic Holiday Parks…

A HYDRO POOL COMPLEX provides guests with therapies and relaxation.

Wellbeing, beauty and fitness facilities are among the new features waiting to welcome this year’s visitors to a multi award-winning Wales holiday park group.
Celtic Holiday Parks, based in Pembrokeshire, says it has responded to customer feedback at its three parks by investing in new ways to improve the guest experience.
Business owners Huw Pendleton and his parents Vic and Ann say that the changes will ensure the family-owned group will continue on its course of attracting a new generation of visitors.
“Parks are no longer a one-size-fits-all proposition, and we intend to deliver the type of experience which people have been telling us they want from a holiday,” said Huw.

 

“They still expect fun, but many would rather visit a cocktail bar than a clubhouse, enjoy gastro-pub style meals, and enjoy treatment rooms with first-class facilities and ethical, organic products.
“Beautiful and well cared-for natural surroundings are also often preferred over artificial attractions, and accommodation needs to be exciting, glamorous and perhaps just a bit magical,” Huw continues.
“Many of our guests are repeat visitors, and relatively new to the concept of a park holiday, so we are constantly challenging ourselves to ensure they have something fresh to look forward to.”
Open from March 1st, both new and returning customers in 2022 will be welcomed to surroundings which are a far cry from what met the often more modest expectations of two or three decades ago.

 

NEW DEVELOPMENT WORK is also taking place at Meadow House Park in response to customer demand.

 

FIVE STAR
Five-star accommodation with private hot tubs, safari tents, cosy log cabins, and to-die-for interiors with four-poster beds and designer décor are all part of the pampering process.
“We are privileged to be located in one of the most exquisitely lovely corners of Britain, home to the country’s only coastal national park, so tend to attract people who readily appreciate quality surroundings,” said Huw.
“But although we are continually investing in our parks, our family’s twenty year experience tells us that happy memories are also fashioned by just how welcome people feel.
“That’s why we were delighted to have been given three major awards recently in which the parks’ friendly atmospheres and helpful, cheerful and caring staff all played a big part.”

BLUEBELL PODS AT NOBLE COURT provide guests with a private spa pool and a chance for al-fresco dining.

 

 

BOOKINGS BOOM
The accolades came from bookings giant Hoseasons, Welsh Enterprise, and LUX life magazine – and sit alongside the parks’ Best Caravan and Glamping in Wales distinction from Visit Wales.
Celtic Parks’ picture-perfect Pembrokeshire locations are near the market town of Narberth (Noble Court and Croft Country Park) and overlooking Amroth Bay (Meadow House Park).
Each, said Huw, has its own distinct character with which couples and families often fall in love, leading to their decision to buy a holiday home for four-season use.
“The popularity of UK holidays in recent year has not been for reasons anyone would have chosen, but it has certainly opened many people’s eyes to what a fantastic experience it can be.
“Our record bookings for next year suggest this is no flash in the pan, and I’ve every confidence that we will be investing and raising the bar even higher over the next twelve months,” said Huw.

Celtic Holiday Parks
Tel. 0800 1777 411
www.celticholidayparks.com

HAVEN CONTINUES UK INVESTMENT

HAVEN CONTINUES UK INVESTMENT

 

HAVEN ARE MAKING DREAMS COME TRUE at the Allhallows Holiday Park near Rochester.

 

Haven has announced a huge investment in its Allhallows Holiday Park near Rochester creating top drawer venues for both activities and entertainment.
Expanding on the Park of the Future project first introduced in 2019, Haven is now taking this concept to Allhallows creating both a new Adventure Village and Marina Bar and Stage.
The Adventure Village will provide a host of thrill seeking fun for the youngest and oldest of holidaymakers. The Adventure Village will have a host of other activities from the Multi Use Games Area to Kart and Bike hire as well as sand play and outdoor play areas.  And if you’re bringing your four- legged friend on holiday they can run of some extra steam in the Bark Yard.
A new standalone building, the Marina Bar and outdoor stage, will provide a state-of-the-art venue that can accommodate 920 guests providing more opportunities for guests to enjoy a range of day and night entertainment.
“The new developments are such an exciting development to the park,” says John Coltman, General Manager at Allhallows Holiday Park. “With the work over the next few months bringing us both a new Adventure Village and a Marina Bar and Stage, we will have something to offer all our guests and owners and having seen the work at other parks it really will be something that is quite unique to the area.
The Adventure Village will be completed ready for Spring 2022 whilst the Marina Bar and Stage will be open in Autumn 2022.

OOH LA! LA! BRITISH LURED TO FRENCH PARKS

OOH LA! LA! BRITISH LURED TO FRENCH PARKS

 

PARKS SUCH AS SANDGREEN Caravan Park in Dumfries & Galloway, pictured, have converted many to UK holidays.

 

Holiday park owners in France are training their sights on British holidaymakers in a bid to make up huge revenue losses suffered during recent overseas travel restrictions.
Helping lead the assault is French holiday parks giant Yelloh Village which operates more than 100 parks in its home country, as well as offering hot spots in Spain and Portugal.
The group, based near Nimes, has this month appointed Caravan Sitefinder to take the lead in publicising its holidays to the online booking platform’s million-plus annual visitors. CEO Michael Paul says Yelloh anticipates that mainland Europe will be fully open for business by next spring, and that many UK families will be thirsting for a continental holiday. Caravan Sitefinder, says Michael, will be actively marketing Yelloh’s parks to consumers via its huge database, and through high-profile website promotions. “The British holiday market is massively important to French park operators, and the widescale absence of UK visitors for almost two years is being keenly felt,” said Michael. “But they sense that payback time will be coming shortly and want to claim as large a share as possible of the market by going all out for bookings made this winter and spring.

 

 

LICKING WOUNDS
“This clearly has ramifications for UK park owners as they too are still licking their wounds after so many lockdowns and Covid-related cancellations in recent times. Many will be pinning their hopes on the trend for domestic holidays to continue next year, and I think they have some cause for optimism,” continues Michael.
“A lot of families have been converted to stays in this country after enjoying positive experiences this and last summer and may choose to continue doing so. “But there will inevitably be others who are now looking forward to returning to Mediterranean sunshine, and will be booking with overseas park operators such as Yelloh. So the main priority for most parks will be to seize as many bookings as possible from those intending to stay in the UK, and to do so as early as possible. “In other words, they will have to market themselves far more aggressively than this year, and not rely on travel limitations providing an almost literal captive audience,” said Michael. Yelloh’s parks, located largely on the coast and in popular mountain areas, range from simple touring sites to multi-activity centres with luxury accommodation.

COVE COMMUNITIES FAST TRACK REOPENING

COVE COMMUNITIES FAST TRACK REOPENING

THE NEW OWNERS of Bunn Leisure fast-tracked the park’s re-opening this summer.

In 2019 international holiday park operator Cove Communities, which runs 28 sites across the US and Canada, announced its plan to take over West Sussex-based holiday park Bunn Leisure. Banking on the growth in UK staycations, the acquisition of the 265- acre site in Selsey was the company’s first step in developing a premium UK holiday offering as part of a substantial investment in the UK holiday park sector. By April this year, the new owners faced a race against time to ensure its 800 team members were prepared and fully trained to welcome back the 11,000 holidaymakers and holiday homeowners the park hosts each year.

The objective was to ensure that the parks opened safely and that all team members had received the appropriate training. Erango software was chosen because of its speed of deployment and its ability to make HR managers’ lives easier by giving them access to reliable data on employees. Ross Cumming, Software Development Manager leading the deployment of Erango commented, “Park Managers were under pressure of deadline to reopen the parks safely. Erango was chosen to help track employee skills and competencies for many reasons. These included the speed of deployment and its ability to help with health and safety compliance.” Erango can be set up and deployed in most instances in less than a day. The intuitive platform is easy to navigate and so far, it has been used to track 350 employees who have completed food safety courses, hygiene training and accreditations, health and safety training courses, GDPR compliance and allergy training courses.

 

SOARING BOOKINGS FOR OCTOBER BREAKS

SOARING BOOKINGS FOR OCTOBER BREAKS

Verdant Leisure, a bespoke holiday park operator with ten holiday parks in Scotland and the north of England, is reporting a continued trend for staycation bookings this autumn, with October bookings doubling on autumn 2019. “We’re continuing to see recordbreaking bookings across all our UK parks,” says Verdant Leisure’s Chief Executive, Graham Hodgson. “This is really helping to boost the local economies in the Scottish and English regions where our parks are located, as each park provides the customer base for numerous other regional businesses, including local suppliers, shops, pubs, restaurants, cafes and visitor attractions,” Verdant Leisure recently secured licences for some of its leisure parks which permit them to open for 12-months of the year.

With the enforced closure and demand for UK breaks now so high, the company was in talks with local authorities to agree this for 2020/2021. The nationwide lockdown from March-June put considerable strain on the many local economies in the UK that rely on tourism to survive. Therefore, extending ‘the season’ was high on the agenda for Verdant Leisure and the British tourism industry as a whole. “As with many businesses in the sector we have seen an uplift in last minute bookings with more people than ever wanting to take a break with their family in the UK – a trend which we predict will continue well into 2021.

We recently announced a half a million-pound investment to increase accommodation pitches at our Scottish parks to keep up with demand and these are due for completion in the next few weeks, ready for our autumn visitors,” continues Graham. Verdant has also recently invested £500,000 to keep up with the current staycation demand. A new luxury lodge development has been completed at its East Lothianbased Thurston Manor Leisure Park. The company is also starting a new pitch development at Perthshire-based Erigmore Leisure Park.

PARKDEAN RESORTS PROVIDES FREE ACCOMMODATION TO FRONT-LINE NHS WORKERS NATIONWIDE

13th May, 2020: The UK’s largest holiday park operator, Parkdean Resorts, has provided free accommodation to front-line NHS workers during the Coronavirus crisis.

After government instruction in March, the company’s 67 parks shut down, and were left empty, save for a handful of key security and maintenance staff on each park. With caravans and lodges available, Parkdean Resorts took the decision to contact local healthcare authorities to offer free accommodation on selected parks to NHS key workers in need of a convenient place to stay at the end of their shifts, or living with any vulnerable or at-risk family members.

So far, free accommodation has been offered to NHS workers at four parks across the country: Torquay, Whitley Bay in Northumberland, Vauxhall in Great Yarmouth, and Southview in Skegness. In total, the four parks have housed more than fifty key workers for a total of more than 1000 nights, with a total value of over £70,000.

Rob Warner, Operations Director for Parkdean Resorts said: “The vast majority of our teams live locally to our parks so they’ve been keen to give back to the local community and in particular to support NHS staff who have been doing such an incredible job throughout the Coronavirus crisis. As our own small way of showing our thanks and appreciation for all they have been doing, we were happy to offer our park facilities for free to support key workers.”

NHS Community support worker, Stephanie Head, was one of the key workers who took advantage of Parkdean Resorts’ offer of free accommodation, at Torquay. She said: “Due to living with my parents who are in their 70s, I had to find temporary accommodation to keep them safe. I cannot thank Parkdean and their staff enough for making this possible! The overall experience was perfect. The staff were friendly and helpful, and I could not fault the accommodation.”

NHS Operating Department Practitioner, Mark Simpson, stayed at Whitley Bay, adding, “I have three young children at home, who have been worried about the situation. I cannot thank Parkdean enough, their staff have been very friendly and the overall experience has been amazing.”

And NHS Pharmacist, Samuel Tsui, was grateful to be able to stay at Vauxhall: “I had come down to Norfolk to cover NHS Staff shortages in the area for a week. I had been struggling to find accommodation until I came across Vauxhall Holiday Park! I really can’t thank Parkdean Resorts enough. The staff were very friendly and accommodating, the park was very secure with locked gates and the caravan I stayed had everything I needed and was very comfortable, this allowed me to self- isolate efficiently and get a good night’s rest after a long day at work. Thank you, Vauxhall, for opening your doors for NHS staff in these uncertain times!”

Throughout the lockdown, many of Parkdean Resorts’ holiday park teams have also shown support for their local communities by donating tens of thousands of pounds worth of unused food to local foodbanks and charities.

Parkdean Resorts is the UK’s largest operator of caravan, lodge, cabin, glamping and camping holiday resorts, and was named Best UK Family Holiday Company 2019 at the British Travel Awards, the UK’s biggest opinion poll for travel and tourism in the country. Earlier this year, the company announced an investment of over £80million in its business across Britain.

Spa Is Up On The Park Home Roof

Spa Is Up On The Park Home Roof

Tingdene Homes partnered with spa specialists, Park Leisure Solutions, to design its show-stopping Quantum Leisure Lodge that will form the Spa Is Up On The Park Home Roof 1centrepiece of the Northamptonshire company’s 50th anniversary celebrations.

Stealing the show at the recent World of Park & Leisure Homes show at Stoneleigh, The Quantum Leisure Lodge has now moved to Tingdene’s Visitor Centre in Wellingborough but will appear at various exhibitions throughout the UK during the course of the year.

Unrivalled in the industry, the 52’ x 22’ Quantum Leisure Lodge boasts spacious living areas with luxury fittings and furnishing throughout. The huge 1,114 sq/ft footprint of the Quantum has been fully optimised both inside and out with the design of a fantastic edge to edge, fully decked roof terrace, Spa Is Up On The Park Home Roof 2with seating and entertainment areas as well as an energy efficient spa adding that final touch of luxury living.

Installed on the roof terrace the unique design will allow guests using the spa to enjoy 360-degree views from the comfort of the spa, in the privacy of the roof terrace.

Park Leisure Solutions Managing Director Stuart Mulchay said: “We were delighted to be involved with such a prestigious and challenging project that breaks new boundaries in leisure lodge development.” “From initial ideas-to plans and build specification, to final production and installation both teams used their skills and knowledge to deliver what will be a very unique customer experience when relaxing in the spa.”

 

Tempting Menu At Stoneleigh Show

Tempting Menu At Stoneleigh Show

Tempting Menu At Stoneleigh Show 1

The World Of Park and Leisure Homes once again served up a Smörgåsbord of design and operational ideas to tempt all palettes at it returned to the Stoneleigh showground in June. With many big name players on show, one team standing out from the crowd were Suffolk-based Country Homes (Anglia) who felt being a smaller player worked better for its customers who could expect unrivalled design, install and after sales support.

Meanwhile the team from Oakwood Park and Leisure Homes, a family run business offering a choice of high specification park and leisure homes, shined their spotlight on its Maple design, a contemporary three bedroom, two bathroom lodge with a combined kitchen and dining area.

Other stand out exhibits included Littlehouse Glamping offered a competitively priced range of gipsy-style caravans and shepherds’ hut on an individual, bespoke basis.

If its leisure or residential – Pathfinder Homes had it covered -- with some head-turning display lodges topped off by its outstanding Hawthorne design. Custom-built for the Grange Park golfing resort, in North Lincolnshire, the Hawthorne design changed the game when it was first built, being the first centrelounge home on the market and arguably the most impressive to date.

 

 

Knowledge Is Hot Tub Power

Knowledge Is Hot Tub Power

Knowledge Is Hot Tub Power

Knowledge is power when it comes to reducing the risk of Legionella outbreaks associated with spas and hot tubs in holiday park locations. So a newly launched modular training course, available on-line, from industryleading experts Tintometer, offers vital support for operators who want to be safe rather than sorry and show due diligence when it comes to holiday hot tub compliance. Crucially, the course covers the practical aspects of complying with the Health and Safety Guideline 282 (HSG282) which came into effect in early 2017.

The guideline covers all spas and hot tubs in a commercial setting i.e. all those hired out and used by more than one party – for example, holiday lettings. Section five of the guideline concentrates on water testing with the following emphasis:

• Reducing the risk of Legionella and microbiological contamination
• Emphasizing that this is the operator’s responsibility
• Ensuring testing is frequent and planned (at least two or three times a day)
• Highlighting that results should be recorded
• Stressing that there should be a written action plan if required

The guidelines focus on three main parameters; Disinfectant, pH and Total Dissolved Solids (TDS). Don’t be baffled by the science, say leading experts, Tintometer, who offer professional photometer test kits that are the only way for the operator to accurately measure all the tests mentioned in HSG282 and evidence your findings. Contained within the kit is a professional photometer for the measurement of chlorine, bromine and pH and a Total Dissolved Solids (TDS) Pen. Importantly these kits measure both chlorine and bromine so, if different disinfectants are used across your site, the same kit will cover both.

For more information and to sign up for the course, which can be undertaken in stages at your own pace, simply email: training@tintometer.com